Monday, 23 January 2012 16:53

A/L Reporter©

How It Works



A/L Reporter adapts the core technology of the sophisticated Risk Analytics ALM Model to a product that is designed and priced specifically for small credit unions. Through a service-bureau approach, the software provides dynamic income simulation projections for net interest income as well as NEV under nine different rate stress scenarios. Reports are compiled from the 5300 Report and AIRES data with limited additional information from the credit union. A/L Reporter clearly demonstrates to credit union managers how changes in interest rates and the resulting changes in the cash flows of their balance sheet instruments affect future earnings and the value of their capital.