Credit Stress Analytics provides a one stop shop for all your commercial portfolio stress testing needs. Each module creates a custom loan rating code to help users model how the rating migrates as user-defined stress variables are applied. The stress variables can be changed at any time and the model can be run and rerun as often as you like. The model and its database reside on your servers, so you are in control of your stress testing. There are a wide variety of stresses you can apply to your portfolio to determine how it will perform under stress. Users will find the Trend Analysis function useful when analyzing past data, and the Horizon Forecast function assists in stress testing loans for up to 20 quarters into the future. The results can be viewed on the screen, printed through the comprehensive report package, or exported into several file types. With over 50 standard reports in each module, each of which is customizable using our built-in filters, your ability to better understand your exposure is assured.